Having a credit card holds a certain amount of responsibility, especially since it can have a huge effect on your credit score. Here are some mistakes that you should avoid making with your card.
- Don’t pay bills late.
 - Don’t max out your credit card (ideally you want to utilize less than 50 percent of the available credit).
 - Don’t close out old unused card accounts.
 - Don’t get trapped into paying useless annual fees.
 - Don’t overlook your rewards.
 - Don’t just pay the minimum amounts.
 
Image via PYMNTS.